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Kristina Fatica

Senior Loan Originator

Phone: (760) 525-7984

Email: kristina.fatica@m5financial.com

Hello, welcome to my page.

With 9 years of experience in the mortgage industry, I’ve had the privilege of assisting countless clients in navigating the complexities of home buying and refinancing. Whether you’re looking to purchase your first home, refinance to secure a better rate, or explore other financial options, I am dedicated and passionate in making the process as seamless and transparent as possible.

I take pride in offering personalized mortgage solutions tailored to your unique financial situation and goals. By listening closely to your needs, I strive to find the right loan products and strategies that work best for you and your family. My commitment to excellence and client satisfaction is evident in the relationships I build — many of my clients return for future projects, trusting me to guide them through new milestones in their financial journeys.

When it comes to something as significant as your home, you deserve a mortgage professional who is approachable, reliable, and genuinely invested in your success. I’m always here to chat, whether you’re ready to get started or just want to learn more about your options. Let’s work together to find the best financing solution that works for you!

Let’s get started — your future financial goals are just a conversation away!

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All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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