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J. Horacio Herrera

Sales Manager

Phone: (619) 646-5800
horacio.herrera@m5financial.com

Hello, welcome to my page.

J. Horacio Herrera is a seasoned professional in the mortgage industry with over 22 years of experience. As the Sales Manager of a small branch in Chula Vista, San Diego, CA, he plays a pivotal role at M5 Financial, a renowned brokerage firm. With a background in civil engineering, J. Horacio brings a unique analytical perspective to his work, enabling him to provide tailored solutions and multiple options to his borrowers.

J. Horacio takes pride in being a trusted source of information for his clients, ensuring transparency throughout the loan process. He embraces digital tools and stays up to date with the latest industry advancements, allowing him to streamline operations and offer a seamless customer experience. His commitment to building strong relationships sets him apart, as he believes that fostering trust is key to long-term success.

Outside of the professional realm, J. Horacio finds solace in his passions. He has an affinity for music, finding joy in listening to a wide range of genres. When he’s not working or immersed in music, you can find him exploring the depths of the ocean through scuba diving or hitting the open road on his motorcycle, seeking adventure and new experiences.
With his wealth of knowledge, dedication to excellence, and a genuine passion for helping others, J. Horacio Herrera continues to make a significant impact in the mortgage industry, one borrower at a time.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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