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Ana Maria Giraldez

Branch Manager
NMLS#: 361685

Phone: (619) 518-3100

Hello, welcome to my page.

I truly believe the most valuable resource of any business is the people. I am very privileged to have a team of successful mortgage professionals who live with integrity and excellence above all.

M5 Financial is built on the importance of technology and innovative tools in order to ensure solid fulfillment and excellent service. We can offer the most competitive pricing and product variety through our Broker, Bank, Better Model.

Monetary goals have never been my primary goal. Success to me is all about moving forward, achieving excellence, and to never say never with more to do, more to learn, and more to accomplish. Seeing families achieve the dream of home ownership, and seeing clients-built wealth in real estate, are the rewards of what I do every day.

When not at work I enjoy life with my daughter Mariana and my son Rodrigo, giving back to the people and businesses in my community through forums, “out of the box thinking” to solve needs, doing photography, and inventing new dishes.

I am originally from Peru, immigrated to the US at the age of 12 which gives me the opportunity to share my Spanish language and heritage. l have 27 years in the mortgage business and look forward to helping more families and continuing to grow a team that shares our values.

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All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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